Thursday
Paycheck Coming Up? Bored, Why Not Plan to do a Few Things Differently?
A change of routine is sometimes needed when it comes to planning where your money will be spent. Some people operate with no plan they just pay bills. But if we pause and think about what to do with money, who knows, you might find that you can save money, pay off something sooner rather than later, and help someone else.
Here are 14 common expenses. Those that don't apply, consider yourself blessed. Think of ways to cut out some things, sell others, change favorite businesses for lower rates, and do other smart things with your money.
1. Transportation (bus, car, taxi, trolley, share rides...)
2. Food (healthy snacks, fruits, vegetables, less meat...)
3. Travel (annual vacations, staycations, special events...necessary or unnecessary?)
4. Laundry (self-serve, buy or share appliance, rent, Laundromat)
5. Shelter (rent, own, live with someone or group rent free)
6. Entertainment (magazines, cable, online subscription service, parties, clubs, sporting events...)
7. Utilities (phone, Internet, lights, water, gas, sewage...)
8. Credit Cards (high interest rates v/s. low ones, usage...)
9. Unexpected Expenses (death, medical, education, car maintenance...)
10. Unemployment Savings (self-explanatory at least six months of wages)
11. Childcare (with grandparents, daycare, afterschool program, stay at home mom or dad)
12. Insurance ( car, health, residence, life...)
13. Clothing (yourself, family)
14. Toiletries (discount stores, drug stores, grocery stores...who has the best prices? Are you using coupons?)
Other household expenses like furniture, office supplies, children's toys and other things add to list. If you don't have many of these expenses, consider the following: donations, investments, save, and spend. You can subdivide those categories with the items you buy monthly, weekly, and daily. Doing simple activities like this related to your money eases some of the tension and helps with creating a better plan to aid you in getting the things that you really want. When it comes to debt, start paying off the smallest bill and then gradually pay off the others.
Shop online? Use these Coupons, Promo Codes and Cash Back Savings
What else are you doing with your money? Is it necessary to spend it on certain things? If not, cut off the holiday spending, special event planning and more. They eat up your money--literally. Avoid impulsive spending and leave the useless gadgets on the shelves at stores.
To your success!
Nicholl
Here are 14 common expenses. Those that don't apply, consider yourself blessed. Think of ways to cut out some things, sell others, change favorite businesses for lower rates, and do other smart things with your money.
1. Transportation (bus, car, taxi, trolley, share rides...)
2. Food (healthy snacks, fruits, vegetables, less meat...)
3. Travel (annual vacations, staycations, special events...necessary or unnecessary?)
4. Laundry (self-serve, buy or share appliance, rent, Laundromat)
5. Shelter (rent, own, live with someone or group rent free)
6. Entertainment (magazines, cable, online subscription service, parties, clubs, sporting events...)
7. Utilities (phone, Internet, lights, water, gas, sewage...)
8. Credit Cards (high interest rates v/s. low ones, usage...)
9. Unexpected Expenses (death, medical, education, car maintenance...)
10. Unemployment Savings (self-explanatory at least six months of wages)
11. Childcare (with grandparents, daycare, afterschool program, stay at home mom or dad)
12. Insurance ( car, health, residence, life...)
13. Clothing (yourself, family)
14. Toiletries (discount stores, drug stores, grocery stores...who has the best prices? Are you using coupons?)
Other household expenses like furniture, office supplies, children's toys and other things add to list. If you don't have many of these expenses, consider the following: donations, investments, save, and spend. You can subdivide those categories with the items you buy monthly, weekly, and daily. Doing simple activities like this related to your money eases some of the tension and helps with creating a better plan to aid you in getting the things that you really want. When it comes to debt, start paying off the smallest bill and then gradually pay off the others.
Shop online? Use these Coupons, Promo Codes and Cash Back Savings
What else are you doing with your money? Is it necessary to spend it on certain things? If not, cut off the holiday spending, special event planning and more. They eat up your money--literally. Avoid impulsive spending and leave the useless gadgets on the shelves at stores.
To your success!
Nicholl
Wednesday
Take Your Old Things and Upgrade Them
Sometimes we just get weary of looking at the same old looking things, check out what this woman did to this common household object. See here: She Gave This Boring Old Ceiling Fan A Beautiful Makeover
Tuesday
Interested in Joining a Cool Site Making Extra Money?
Hello Blog Readers:
I make free money at CashCrate and you can too. I'm inviting you to join one of the best money making sites out there.
Want to earn some easy money online from the comfort of your own home? Sign up using this link: http://www.cashcrate.com/6328121
Get started right away.
CashCrate has a proven payment history and almost 6 million members. Why not join the millions of others who already make money from home?
Hope to see you on CashCrate,
Nicholl
I make free money at CashCrate and you can too. I'm inviting you to join one of the best money making sites out there.
Want to earn some easy money online from the comfort of your own home? Sign up using this link: http://www.cashcrate.com/6328121
Get started right away.
CashCrate has a proven payment history and almost 6 million members. Why not join the millions of others who already make money from home?
Hope to see you on CashCrate,
Nicholl
Monday
Free Websites and Ideas for People who are Easily Bored
1) Word games bored out of your mind - Fun With Words
2) Retired? Bored Out Of My Mind - Retirement-Online.com
3) Bored at work? Websites to entertain you 20 Fun Things To Do Online When You're Bored At Work
27 Pointless Projects To Do When You're Bored At Work
5) BoredGames.com - Play the best Free Games
6) 20 Creative DIY Project Ideas | Bored Panda
7) Quizzes at Bored.com
Also, search for useful things like career assessment tests. These are helpful when learning more about yourself and whether you might be a better match for other jobs you never thought of. Consider taking a personality test. It is always a good idea to have some understanding as to why you think and behave like you do.
List supplied by Nicholl McGuire
2) Retired? Bored Out Of My Mind - Retirement-Online.com
3) Bored at work? Websites to entertain you 20 Fun Things To Do Online When You're Bored At Work
27 Pointless Projects To Do When You're Bored At Work
5) BoredGames.com - Play the best Free Games
6) 20 Creative DIY Project Ideas | Bored Panda
7) Quizzes at Bored.com
Also, search for useful things like career assessment tests. These are helpful when learning more about yourself and whether you might be a better match for other jobs you never thought of. Consider taking a personality test. It is always a good idea to have some understanding as to why you think and behave like you do.
List supplied by Nicholl McGuire
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