Friday

Bored? Start a Business - 7 Things to Think About Before You Sell Online

If you are somewhat familiar with selling online, than you should have no problem starting your business.  But if you are unfamiliar with selling online.  Here is an article on Ehow that might help, click here.  This is a link to many places online you can sell items, see here.  Also, here is a resource that can help with finding a niche for your online store.


Now that you have some information to empower you to take action on your business dreams.  Consider the following tips:


1.  Don't use real name, create a business name.
2.  Get a street address from a mailing center.
3.  Don't use drop-shippers who have a history of purchasing defective merchandise.  (You can find out more about this by visiting scam business sites, Ripoffreport.com reports fraud.  Also check with Better Business Bureau).
4.  Be sure to include any restocking fees in your return policy.  (Consider using the same return policies of those you do business with especially if you dropship.  If you don't know what dropshipping is Google term).
5.  Don't reveal any personal information about yourself.  Never mix business with pleasure. 
If you have an online business, don't add additional stress to yourself by agreeing to meet offline with anyone.
6.  Not everyone is honest when in business, so be sure you have money saved up to refund customers, take product losses, handle unforeseen issues, etc.
7.  Costs are low when you ship products yourself.  Always include postal insurance.  For higher end merchandise, don't send without a return green signature card.  You can also learn about electronic signature cards here.


Nicholl McGuire, Author, Blogger, Speaker, and Virtual Assistant

Monday

Are You a Musician? Do You Write Songs?

You can create music scores online.  Here is a site worth looking into! It's called, Flat, click here.

Sunday

Bored? Examine Your Finances

Take out your receipts, check your bank account, and view those on and offline purchases.  What does your spending and saving look like?  For some people who made New Year's resolutions regarding saving, spending, and investing money, they have already lost their motivation.

Get back on track by noting what you have spent money for last month such as: food, clothing, computer, entertainment, housing, donations, and more.  When you see the numbers, you just might want to cut back.  You will also learn that most of what you bought, you really didn't need and you could have saved that money for something you do.

Think about ways to do things better this month.  You might need to cut back on the random snacking, stop visiting people for awhile, and volunteering to help others.  You will also discover that you might be bored during certain times of the month which will cause you to spend more.

There are apps that can help you stay on track when it comes to setting up financial goals.  Maybe you need to start setting aside money for a purchase, a vacation, a holiday, or something else.  Check out what is available in the app store.  Also, note your goals and post where you can see them daily.

Here's an example:

Entertainment (movies, restruarants) - Last month $100. This month cut by 50%
Groceries - Last month $250 household contribution. This month add additional $50
Clothing - Last month $25 for a designer t-shirt. This month no wasteful spending.
Utilities - Last month $100 contribution.  This month, no change.
Savings - Last month $0.  This month take money saved from not going out and add here.
December vacation - Last month $20.  This month and going forward will need to add at least $75 monthly. 
Donation - Last month $5 (will need to start getting receipts for taxes). Next month no more than $20.

You get the point.  You total receipts, then note how much you spent.  You will use the totals to determine how much you will save, invest, donate, etc.  Consider using envelopes for cash or setting up separate bank accounts for your plans.  To your success!

Nicholl McGuire shares other interesting information on YouTube channel: nmenterprise7 and When Mothers Cry.

Could your body use a workout?

Why not try a new recipe using a new gadget?

If you must watch the game, why not go to it!

Buy a playstation or some other gaming system!

Have some fun, click around!

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