We realized that sometimes unexpected situations can happen to us, leaving us all feeling stressed and lonely. Oftentimes, people will not assist even though you may have communicated your concerns with the best intentions. So with that said, here is a list to get you started looking for financing to help you with your personal bills and other expenses. Feel free to add to this list in the comments and share with loved ones and friends. God bless!
Food Assistance
Feeding America:
https://www.feedingamerica.org/find-your-local-foodbank Food Not Bombs:
http://foodnotbombs.net/ Little Free Pantry:
http://www.littlefreepantry.org/ Meals on Wheels America:
https://www.mealsonwheelsamerica.org/ SFSP (Summer Food Service Program):
https://www.fns.usda.gov/sfsp/summer-food-service-program SNAP (Supplemental Nutrition Assistance Program):
https://www.fns.usda.gov/snap/state-directory The Hunger Hotline:
https://hungerfreeamerica.org/en-us/usda-national-hunger-hotline Wholesome Wave (Double Up Food Bucks):
https://www.wholesomewave.org/ WIC (Women, Infants, and Children):
https://www.fns.usda.gov/wic
Housing Assistance
CommonBond Communities:
https://commonbond.org/ Cool Works:
https://www.coolworks.com/resources/employee-housing-and-meals/ Habitat for Humanity:
https://www.habitat.org/ HUD (Housing Choice Vouchers):
https://www.hud.gov/topics/housing_choice_voucher_program_section_8 Mercy Housing:
https://www.mercyhousing.org/ National Low Income Housing Coalition:
https://nlihc.org/ Public Housing Agency (PHA) Contact List:
https://www.hud.gov/program_offices/public_indian_housing/pha/contacts The Salvation Army (Housing & Homeless Services):
https://www.salvationarmyusa.org/usn/provide-shelter/ Volunteers of America:
https://www.voa.org/housing
Cash Assistance
211 Search:
https://www.211.org/ Community Action Partnership:
https://communityactionpartnership.com/ Find Help:
https://www.findhelp.org/ HHS (Health and Human Services):
https://www.hhs.gov/ Modest Needs:
https://www.modestneeds.org/ NetWish:
https://netwish.org/ Saint Vincent de Paul:
https://ssvpusa.org/ Social Security Income (SSI):
https://www.ssa.gov/benefits/ssi/ TANF (Temporary Assistance for Needy Families):
https://www.acf.hhs.gov/ofa/programs/tanf
Health Assistance
GoodRx (Prescription Discounts):
https://www.goodrx.com/ HealthCare.gov:
https://www.healthcare.gov/ HRSA Health Centers (Sliding Scale Care):
https://findahealthcenter.hrsa.gov/ Medicaid:
https://www.medicaid.gov/ National Association of Free and Charitable Clinics:
https://nafcclinics.org/ NeedyMeds:
https://www.needymeds.org/ Partnership for Prescription Assistance:
https://www.medicineassistancetool.org/ Patient Advocate Foundation:
https://www.patientadvocate.org/ United Dentists:
https://www.uniteddentists.com/ USA.gov (Medical Bills):
https://www.usa.gov/help-with-medical-bills
Utility Bills
ACF HHS (LIHEAP):
https://www.acf.hhs.gov/ocs/programs/liheap Affordable Connectivity Program (FCC):
https://www.fcc.gov/acp Energy Outreach Colorado:
https://www.energyoutreach.org/ Lifeline Support (Phone/Internet):
https://www.lifelinesupport.org/ LIHWAP (Water Bill Assistance):
https://www.acf.hhs.gov/ocs/programs/lihwap National Fuel Funds Network:
https://utilityassistance.org/ NRDC.org:
https://www.nrdc.org/stories/how-save-your-energy-bills T-Mobile Project 10Million:
https://www.t-mobile.com/brand/project-10-million Weatherization Assistance Program (WAP):
https://www.energy.gov/scep/wap/weatherization-assistance-program
Education Assistance
AmeriCorps (Education Award):
https://americorps.gov/members-volunteers/segal-americorps-education-award Cappex:
https://www.cappex.com/ Chegg Scholarships:
https://www.chegg.com/scholarships College Board Scholarship Search:
https://bigfuture.collegeboard.org/pay-for-college/scholarship-search FastWeb:
https://www.fastweb.com/ Federal Work-Study:
https://studentaid.gov/understand-aid/types/work-study Hispanic Scholarship Fund:
https://www.hsf.net/ SallieMae:
https://www.salliemae.com/scholarships/ Scholarships.com:
https://www.scholarships.com/ UNCF (United Negro College Fund):
https://uncf.org/
Unclaimed Funds
Credit Union Unclaimed Shares:
https://ncua.gov/support-services/unclaimed-deposits HUD (Unclaimed FHA Insurance Refunds):
https://www.hud.gov/program_offices/housing/comp/refunds IRS (Unclaimed Refunds):
https://www.irs.gov/refunds Missing Money:
https://www.missingmoney.com/ National Association of Unclaimed Property Administrators:
https://unclaimed.org/ PBGC (Unclaimed Pensions):
https://www.pbgc.gov/wr/trusteed/unclaimed Unclaimed Money (USA.gov):
https://www.usa.gov/unclaimed-money U.S. Courts (Bankruptcy):
https://www.uscourts.gov/services-forms/bankruptcy/unclaimed-funds VA Unclaimed Insurance:
https://insurance.va.gov/Liability/UnclaimedFunds
Class Action Lawsuits and Settlements
AARP Fraud Watch Network:
(Helpline: 877-908-3360)https://www.aarp.org/fraudwatchnetwork Better Business Bureau (Complaints):
https://www.bbb.org/ Class Action:
https://www.classaction.org Consumer Action:
https://www.consumer-action.org/lawsuits/by-status/open Consumer Financial Protection Bureau (CFPB):
https://www.consumerfinance.gov/enforcement/payments-to-harmed-consumers/ Federal Trade Commission (FTC) Refunds:
https://www.ftc.gov/enforcement/refunds Legal Action Center:
https://www.lac.org/ National Consumer Law Center:
https://www.nclc.org/ State Attorney General Directory:
https://www.naag.org/find-your-attorney-general/ The Settlement-Reporter:
https://www.settlement-reporter.com/ Top Class Actions:
https://topclassactions.com
Homebuyers
Fannie Mae HomeReady:
https://www.fanniemae.com/mortgage-solutions/homeready-mortgage FHA Loans:
https://www.hud.gov/program_offices/housing/fhahistory Freddie Mac Home Possible:
https://sf.freddiemac.com/general/home-possible Good Neighbor Next Door (HUD):
https://www.hud.gov/program_offices/housing/sfh/reo/goodn/gnndabot NeighborWorks America:
https://www.neighborworks.org/ US News (Down Payment Assistance):
https://money.usnews.com/loans/mortgages/articles/how-to-get-down-payment-assistance-for-a-mortgage USDA Rural Development Loans:
https://www.rd.usda.gov/programs-services/single-family-housing-programs VA Home Loans:
https://www.va.gov/housing-assistance/home-loans/
Cashback Apps
BeFrugal:
https://www.befrugal.com/ Brad’s Deals:
https://www.bradsdeals.com/ Checkout 51:
https://www.checkout51.com/ Fetch Rewards:
https://www.fetch.com/ Ibotta:
https://home.ibotta.com/ Rakuten:
https://www.rakuten.com/ Slickdeals:
https://slickdeals.net/ TopCashback:
https://www.topcashback.com/ Upside (Gas Cashback):
https://www.upside.com/
Free Stuff
Books for Keeps:
https://booksforkeeps.org/ Buy Nothing Project:
https://buynothingproject.org/ Buy Nothing Project App:
https://buynothingproject.org/app Car Donation Wizard:
https://www.cardonationwizard.com/ Dress for Success:
https://dressforsuccess.org/ Free Charity Cars:
https://freecharitycars.org/ Freecycle:
https://www.freecycle.org/ Freeya:
https://freeya.com/ One Warm Coat:
https://www.onewarmcoat.org/ Project Night Night (For Kids):
http://www.projectnightnight.org/ ReStore (Habitat for Humanity):
https://www.habitat.org/restores The Free Site:
https://www.thefreesite.com/ Trashnothing:
https://trashnothing.com/beta/ United Way:
https://www.unitedway.org/
Selling Items
Amazon:
https://sell.amazon.com/ Chairish (Furniture):
https://www.chairish.com/ Craigslist:
https://www.craigslist.org/about/sites Decluttr (Electronics):
https://www.decluttr.com/ Depop:
https://www.depop.com/ Ebay:
https://www.ebay.com/ Facebook Marketplace:
https://www.facebook.com/marketplace/ Garage Sale Finder:
https://garagesalefinder.com/ Gazelle (Phones):
https://www.gazelle.com/ Mercari:
https://www.mercari.com/ Nextdoor:
https://nextdoor.com/ OfferUp:
https://offerup.com/ Poshmark:
https://poshmark.com/ The RealReal (Luxury):
https://www.therealreal.com/ Thredup:
https://www.thredup.com/ Walmart Marketplace:
https://marketplace.walmart.com/ Yard Sale Search:
https://www.yardsalesearch.com/
Surveys, Panel Discussions, Focus Groups
Amazon Shopper Panel:
https://panel.amazon.com/ Benjamin:
https://www.benjaminone.com/ Bridge Money:
https://www.bridgemoney.co/ CloudResearch (Connect):
https://www.cloudresearch.com/ Crowdtap:
https://crowdtap.com/ DScout:
https://dscout.com/ e-Poll Surveys:
https://www.epollsurveys.com/ Forthright:
https://www.beforthright.com/ Google Opinion Rewards:
https://surveys.google.com/google-opinion-rewards/ L&E Research:
https://www.leresearch.com/ PaidViewpoint:
https://paidviewpoint.com/ Prime Opinion:
https://www.primeopinion.com/en-us Proactive Focus:
https://www.focusgroups.org/ Rare Patient Voice:
https://rarepatientvoice.com/ Respondent.io:
https://www.respondent.io/ Streetbees:
https://www.streetbees.com/become-a-bee Swagbucks:
https://www.swagbucks.com/ UserTesting:
https://www.usertesting.com/get-paid-to-test Viewpoints from Meta:
https://viewpoints.fb.com/ Voxpopme:
https://app.voxpopme.com/
Contests and Giveaways
Food Network Sweepstakes:
https://www.foodnetwork.com/features/articles/sweepstakes-and-contests IHeart Promotions:
https://news.iheart.com/promotions/ Instructables Contests:
https://www.instructables.com/contest/ Poets & Writers (Grants/Contests):
https://www.pw.org/grants Tasty Rewards:
https://www.tastyrewards.com/en-ca/contests
Miscellaneous
Coupons:
Coupons.com:
https://www.coupons.com/ Honey:
https://www.joinhoney.com/ RetailMeNot:
https://www.retailmenot.com/
Life Insurance Locator:
https://content.naic.org/consumer_life_co_locator.htm Low-income Families:
https://www.usa.gov/benefit-finder Treasury Funds (Savings Bonds):
https://www.treasurydirect.gov/savings-bonds/treasury-hunt/ Workers Owed Wages:
https://webapps.dol.gov/wow/
I’ve put this list together for educational and informational purposes to help you find the right resources. However, things change fast—programs can update their rules, and links can break. I’m not a financial advisor, lawyer, or medical professional, so please don't take this as professional advice.
I’ve done my best to link to credible sites, but I don’t control these third-party organizations, and I can't guarantee their current accuracy or your eligibility for their programs. Before making any big moves, always do your own research and consider chatting with a professional to make sure these options are right for your specific situation. All the best!
Nicholl
Blog Owner
